Harsha Galgewela, BBA

Senior Manager, Residential Mortgages, Financial Strategist

For over 18 years, I’ve been passionate about empowering my clients through every step of their mortgage journey. Whether you’re buying your first home, refinancing for better terms, unlocking home equity, or venturing into investment properties and second homes, my focus is always on you. 

Tailored Mortgage & Financial Solutions

Committed to providing personalized mortgage solutions with integrity and transparency. Explore our wide range of tailored mortgage solutions. Whether you’re buying your first home or investing in commercial property, we offer expert guidance every step of the way.

Mortgage Pre-Approval

Get rate protection and buying confidence before house hunting.

New to Canada

Support for first-time homebuyers and newcomers to Canada.

Primary, Second & Vacation Homes

Mortgages for where you live

Investment Properties

Finance rental condos, multi-units, or your first income property.

Mortgage Renewal

Your term is ending? don’t just auto-renew with your bank.

Reverse Mortgages

Tailored options for business owners and freelancers.

Debt Consolidation & Credit Recovery

Mortgages for where you live

Construction Financing & Home Renovations

Upgrade your home or build from the ground up.

U.S. Property Financing

Mortgages available in all 50 U.S. states for Canadians and residents.

Special Programs for Professionals

Exclusive options for medical, legal, and other professionals.

Commercial Mortgages & Equipment Leasing

Financing for business spaces, gear, and expansion.

Refinancing & HELOC (Home Equity Line of Credit)

Access your home equity to meet today’s financial goals.

About Me

With over 21 years of experience in mortgage origination across both the US and Canada, I bring a deep wealth of expertise to the table, underscored by numerous accreditations in financial planning and investments. As an award-winning mortgage specialist, I was proudly ranked among the top 1% of mortgage specialists in Canada for 17 years.

My approach is rooted in providing exceptional, client-focused service, ensuring a smooth journey for every client from the initial setup to renewal and beyond. I am dedicated to helping individuals and families make informed, confident decisions about their financial futures.

When I’m not working, I cherish spending time with my family and caring for animals, and I am always deeply grateful for the trust my clients place in me.

My Mission

I don’t just offer mortgages; I offer a partnership built on trust, creativity, and a deep understanding of your goals. From first-time buyers to seasoned investors, I strive to craft personalized, flexible solutions that make sense for your unique story. Whatever your needs, I’m here to ensure that your mortgage experience is seamless, transparent, and leaves you with a lasting sense of confidence and satisfaction.

My Core Values

Client-Centered Commitment

I put my clients at the heart of everything I do. Whether you’re a first-time homebuyer or a seasoned investor, I prioritize your needs and advocate for your best interests to deliver a seamless, personalized experience.

Expertise & Integrity


With 18+ years of experience, you bring deep industry knowledge, offering creative, customized solutions. Transparency and honesty are foundational to your service—clients can always trust that you’re providing them with the best options, clearly and responsibly

Long-Term Relationships

My goal is not just to close a deal, but to build lasting partnerships. My aim to be a trusted advisor for the future, offering guidance and support as my clients’ needs evolve
over time.

What Our Clients Say

Contact Us

Ready to bring your vision to life? Contact me today, and let’s create something amazing together!

C : 778-318-2456    P : 778-318-2456

info@harshamortgages.com

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