Harsha Galgewela, BBA

Senior Manager, Residential Mortgages | Financial Strategist

For over 18 years, I’ve been passionate about empowering my clients through every step of their mortgage journey. Whether you’re buying your first home, refinancing for better terms, unlocking home equity, or venturing into investment properties and second homes, my focus is always on you.

About Me

With over 21 years of experience in mortgage origination across both the US and Canada, I bring a deep wealth of expertise to the table, underscored by numerous accreditations in financial planning and investments. As an award-winning mortgage specialist, I was proudly ranked among the top 1% of mortgage specialists in Canada for 17 years.

My approach is rooted in providing exceptional, client-focused service, ensuring a smooth journey for every client from the initial setup to renewal and beyond. I am dedicated to helping individuals and families make informed, confident decisions about their financial futures.

When I’m not working, I cherish spending time with my family and caring for animals, and I am always deeply grateful for the trust my clients place in me.

My Mission

I don’t just offer mortgages; I offer a partnership built on trust, creativity, and a deep understanding of your goals. From first-time buyers to seasoned investors, I strive to craft personalized, flexible solutions that make sense for your unique story. Whatever your needs, I’m here to ensure that your mortgage experience is seamless, transparent, and leaves you with a lasting sense of confidence and satisfaction.

My Core Values

Client-Centered Commitment

I put my clients at the heart of everything I do. Whether you’re a first-time homebuyer or a seasoned investor, I prioritize your needs and advocate for your best interests to deliver a seamless, personalized experience.

Expertise & Integrity 

With 18+ years of experience, you bring deep industry knowledge, offering creative, customized solutions. Transparency and honesty are foundational to your service—clients can always trust that you’re providing them with the best options, clearly and responsibly

Long-Term Relationships

My goal is not just to close a deal, but to build lasting partnerships. My aim to be a trusted advisor for the future, offering guidance and support as my clients’ needs evolve
over time.

Tailored Mortgage & Financial Solutions

Committed to providing personalized mortgage solutions with integrity and transparency. Whether you’re buying your first home, consolidating debt, or building your investment portfolio, I offer expert guidance and personalized strategies to help you make confident financial decisions